And this is important ... https://www.savingadvice.com/articles/2025/09/26/10166618_the-silent-rule-that-lets-creditors-come-after-your-spouses-assets.html

"I have a good job, but she’s losing it faster than I can make it." What you can do immediately…

Exactly. Husband needs to treat this like an intervention. No more money, no enabling, she gets professional help to control…

There was a lengthy post a long here a long time ago that said part of why it's so hard…

Math goes out the window for these people.